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3 Facts About Individual Retirement Account

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1

An individual retirement account is a form of "individual retirement plan", provided by many financial institutions, that provides tax advantages for retirement savings in the United States.

Tax advantage refers to the economic bonus which applies to certain accounts or investments that are, by statute, tax-reduced, tax-deferred, or tax-free.

Retirement is the withdrawal from one's position or occupation or from one's active working life.

How To: Day Trade an IRA (Individual Retirement Account) by Warrior Trading

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2

An individual retirement account is a type of "individual retirement arrangement" as described in IRS Publication 590, individual retirement arrangements.

Roth IRA | Individual Retirement Account by Robert Lowe

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3

The term IRA, used to describe both individual retirement accounts and the broader category of individual retirement arrangements, encompasses an individual retirement account; a trust or custodial account set up for the exclusive benefit of taxpayers or their beneficiaries; and an individual retirement annuity, by which the taxpayers purchase an annuity contract or an endowment contract from a life insurance company.

Life insurance is a contract between an insurance policy holder and an insurer or assurer, where the insurer promises to pay a designated beneficiary a sum of money in exchange for a premium, upon the death of an insured person.

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